The Finard | Terms and Conditions



Welcome to (the "Website"), operated by The Finard (private company). ("THE FINARD", "we", "our", or "us"). The Website enables anonymous visitors to the Website ("Visitors") to browse the Website, and Visitors who are at least eighteen (17) year of age and not a minor in their state or residence, and who affirmatively indicate their agreement to abide by these Terms of Use (this "Agreement") by means of a click-through consent where this option is made available by THE FINARD ("Registrants"), to purchase our products through the Website.


The terms "you", "your" and "yours" when used herein refer to either Registrants or Visitors, or to both Registrants and Visitors collectively, as applicable; provided that such terms will refer collectively to both Registrants and Visitors unless the context of this Agreement indicates otherwise. This Agreement sets forth the terms and conditions which govern your use of the Website.


By accessing the Site, you confirm your understanding of the Terms and Conditions. If you do not agree to these Terms and Conditions of use, you shall not use this website. The Site reserves the right, to change, modify, add, or remove portions of these Terms and Conditions of use at any time. Changes will be effective when posted on the Site with no other notice provided. Please check these Terms and Conditions of use regularly for updates. Your continued use of the Site following the posting of changes to these Terms and Conditions of use constitutes your acceptance of those changes.


1. Copyright Notice and Use of Website

The design of this Website and all text, graphics, information, content, and other material displayed on or that can be downloaded from this Website are protected by copyright, trademark and other laws and may not be used except as permitted in these Terms and Conditions or with prior written permission of the owner. The software and other technological components of this Website and the Website as a compilation are © 2021, Dilenium, PT. or its affiliates and suppliers. The contents (including without limitation, the look and feel, all text, photographs, images, video and audio) of this Website are © 2021, The Finard. All rights reserved. You may not modify the information or materials displayed on or that can be downloaded from this Website in any way or reproduce or publicly display, perform, distribute or otherwise use any such information or materials for any public or commercial purpose. You may not copy, reproduce, publish, transmit, distribute, perform, display, post, modify, create derivative works from, sell, license or otherwise exploit this Website. Any unauthorized use of any such information or materials may violate copyright laws, trademark laws, laws of privacy and publicity, and other laws and regulations and is prohibited. In the event of a violation of these laws and regulations, THE FINARD reserves the right to seek all remedies available by law and in equity. THE FINARD reserves the right to block or deny access to the Website to anyone at any time for any reason.


2. Registration

  • Profile; Password

You will only be able to use certain functionality of the Website if you register with us. If you decide to register with us, you will receive a user ID and password ("Profile") to access your Registrant account ("Account"). You shall not allow any third party to use your Profile or Account to access the Website and you shall strictly safeguard all information that would enable any individual or entity to access the Website by using your Profile. You are fully responsible for your failure to safeguard information and/or to permit any other person to access or use the Website using your Profile and/or Account, and for all activities that occur under your Profile and/or Account. You may not sell or otherwise transfer your Profile or Account or any portion thereof. You shall notify THE FINARD immediately of any unauthorized use of their Profile, Account or otherwise of the Website. 

  • Accurate Information

You shall provide us with accurate, complete and current information about yourself during registration and at all other times, and you shall update all information provided to us or requested by us if and you must also keep your information up to date by informing us of any changes, by using the relevant sections of the Site.

  • Disabling or Revocation of Account

We have the right to cancel your registration for any reason or for no reason at any time, as determined in our sole discretion, including without limitation if we believe you have violated this Agreement. If we disable access to your Account, you may be prevented from accessing the Website, your Account details and/or any files or other various Website materials, which are contained in or accessible through your Account, all of which may be deleted by us. Such disabling or cancelling of your Account will mean that you may lose access to all Content submitted by you.


3. Transactions

  • Products

Several of our products are offered for sale through the Website. In the event you wish to purchase any of these products, you will be asked by THE FINARD or an authorized third party on THE FINARD's behalf to supply certain information to us or to an agent, including without limitation, your full name, address and bank information. Please note, however, that THE FINARD is not responsible for processing any payments made via the Website and that THE FINARD does not have access to your bank information. A third party maintains this information. You shall provide THE FINARD or any third party acting as our agent with accurate, complete and current information at all times, and to comply with the terms and conditions of any ancillary agreement that you may enter into which governs your purchase of any product. 

  • Payments

The prices of products are indicated in Indonesia Rupiah (IDR) excluding tax. Your right to any product that is available for purchase through the Website is conditional on our receipt of the appropriate full payment and related costs for such product. If such payment and costs cannot be charged to your credit card or if a charge is refunded for any reason, including chargeback, we reserve the right to cancel your order and/or suspend or terminate your Account. You are responsible for all charges made under your Account.

  • Taxes

You are responsible for paying all applicable taxes arising out of any purchase made under your Account or otherwise made by you.

  • Shipping

You are responsible for paying all such applicable rates.

  • Product Descriptions

We attempt to be as accurate as possible in describing products (including pricing) offered for purchase through the Website; however, we do not warrant or represent that all such descriptions are complete, current or error-free. If you purchase one of our products and such product was not accurately described or depicted on the Website, your sole remedy shall be to return such unused product with tag on it to us within (14) days of your receipt. We will look at it and might be able to change our product descriptions and pricing from time to time, so you must check these details before ordering from us.

We also cannot guarantee product availability. From time to time, THE FINARD may have to cancel or refuse an order placed by you. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.

  • Exchanges

If you have purchased a product offered through the Website that you wish to exchange to us, you must adhere to our exchange Policy. Your sole remedy for any and all failures, delays or interruptions with respect to the ordering and delivery of our products ordered by you through the Website is limited to a exchange for such products, if we determine in our sole discretion that you have complied with our Exchange Policy.


4. Third Party Links

The Website provides links to third party websites that we believe may be of possible interest to you. Because we do not endorse or otherwise have control over such websites, we are not responsible or liable, directly or indirectly, for (i) the availability of such websites, (ii) any content, data, text, software, music, sound, photographs, video, messages, tags, links, advertising, services, products, or other materials on or available from such websites, (iii) your participation, correspondence or business dealings with any third party found on or through the Website regarding payment and delivery of specific goods and services, and any other terms, conditions, representations or warranties associated with such dealings, which are solely between you and any such third party, or (iv) any damage or loss caused or alleged to be caused by or in connection with your interaction with any such third party. Your use of any website linked to from the Website is subject to the policies and procedures of the owner of such website, and your use of all such websites is subject to such policies and procedures and not to the terms and conditions of this Agreement. You understand that by using any third party website linked to from the Website, you may be exposed to content or other materials that are offensive, indecent, defamatory or otherwise objectionable.


5. Prohibit Use


  • Is designed to interrupt, destroys or limit the functionality of, any computer software or hardware or telecommunications equipment (including without limitation by means of software viruses or any other computer code, files or programs);
  • Interferes with or disrupts the Website, services connected to the Website, or otherwise interferes with operations or services of the Website in any way;
  • Infringes any copyright, trademark, trade secret, patent or other right of any party, or defames or invades the publicity rights or the privacy of any person, living or deceased (or impersonates any such person);
  • consists of any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation; causes us to lose (in whole or part) the services of our internet service providers or other suppliers;
  • links to materials or other content, directly or indirectly, to which you do not have a right to link;
  • is false, misleading, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable, as determined by THE FINARD in its sole discretion;
  • copies, modifies, creates a derivative work of, reverse engineers, decompiles or otherwise attempts to extract the source code of the software underlying the Website or any portion thereof;
  • violates, or encourages anyone to violate this Agreement, and ancillary terms and conditions listed on the Website, or the Privacy Policy; or
  • violates, or encourages anyone to violate, any applicable local, state, national, or international law, regulation or order.


6. Generals

If any provision of this Agreement is held to be invalid by a court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. Section headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. This Agreement and any ancillary terms and conditions referenced herein sets forth the entire understanding and agreement between us with respect to the subject matter hereof. The provisions of this Agreement shall survive termination or expiration to the extent necessary to carry out the obligations of you and THE FINARD hereunder.


7. Disclaimers

Your use of this site is at your risk. The information, materials and services provided on or through this Website are provided "as is" without any warranties of any kind including warranties of merchantability, fitness for a particular purpose, title, or non-infringement of intellectual property. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, NEITHER THE FINARD, THEIR SUPPLIERS, NOR ANY OF THEIR RESPECTIVE AFFILIATES WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, MATERIALS OR SERVICES PROVIDED ON OR THROUGH THIS WEBSITE. The information, materials and services provided on or through this Website may be out of date, and neither THE FINARD, its suppliers, nor any of their respective affiliates makes any commitment or assumes any duty to update such information, materials or services.


8. Contact Us

If you have any questions or concerns regarding the Website, please contact us by e-mail at

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